Dividing Retirement Accounts [QDRO]

Qualified Domestic Relations Order (QDRO)

Under California law, most properties acquired after the date of marriage will be classified as community property, and as such, it will be subject to division in your divorce. When it comes to retirement accounts, nearly all, or at least a portion of the retirement account, will in fact be classified as community property.

You may be concerned about the penalties and other fees associated with dividing your marital retirement assets. Here is where a QDRO comes in. A QDRO is a particular kind of court order that allows parties who are getting divorced to divide certain retirement benefits without incurring added costs.

Why You Need a Legal Counsel

Without proper legal counsel and a court order to divide the retirement accounts, you could incur a 10% penalty and other fees under ordinary circumstances. Division of the retirement assets and the tax implications associated with it is crucial when finalizing your dissolution of marriage.

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How We Help

Many of our clients are professionals, entrepreneurs, executives, or the spouses of high earners. We provide sophisticated analysis and strategies to divide your marital wealth.

Our firm will streamline your retirement property division, creating a seamless process from beginning to end. We will draft the QDRO petition, establish pre-approval by the plan provider, and have it finalized by the court. Our firm can provide mutual representation between you and your ex-spouse while dividing your retirement assets to eliminate any unnecessary and additional legal fees.

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Eliminate the Cause of Litigation

Our firm also offers valuations in determining your separate and community property interest in your retirement accounts. We use proven algorithms to ascertain your interest in a retirement account(s), thereby eliminating the cause of litigation and extraordinary legal fees to have the court determine the same issue(s).

Senior couple meeting financial adviser for investment

Why You Need to Focus on Retirement Division

The legal and financial issues that arise in the retirement division are critical in divorce. In many cases, retirement benefits are one of the largest assets in a divorce. From the start of your case, the retirement benefit division should be included in the discussion.

A failure to focus on retirement assets could cause you to lose a fortune in valuable benefits that can be secured by a QDRO!

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L Go
L Go
2024-05-17
Great customer service. Very knowledgeable. Follow-up ++.
tim flynn
tim flynn
2024-03-15
I was looking to do a will so I googled for a business close to me in Sunnyvale. Julie Sowards popped up and had a lot of positive 5 star reviews. Made my appointment and saw her. After some discussion on what a will and living trust is and does I went home with a pamphlet and read up on it. I did the trust and would recommend any one trying to decide to go see her. Glad I did. Thanks Julie! 👍
Yangxue Gao
Yangxue Gao
2024-02-08
I had a very positive experience working with Julie. She provided excellent service and demonstrated a strong understanding of trusts and estate planning. Julie and her assistant Kelsey guided me through the process smoothly and ensured that all my questions were answered thoroughly. I appreciate their professionalism and would recommend their services to others seeking trust-related legal assistance.
Sunny Hy
Sunny Hy
2024-01-29
Working with Julie Ann was a great experience. We had her help us with our trust and tailored it to what we needed/wanted and followed up quickly and promptly, giving us peace of mind throughout the process. It was done within a reasonable time and cost. I would highly recommend her and her team if you were looking to get a trust for you and your family.
Chris Johnson
Chris Johnson
2024-01-13
Julie has helped me both personally and professionally for more than a decade. During those years Julie has shown herself as a great listener while presenting intelligent options and sound legal advice for both my family and my clients in their estate planning process. She has never disappointed. I'll continue to refer my friends, family and clients for a great experience!
Andy B
Andy B
2024-01-11
Julie helped my wife and I secure our future with a Living Trust as well as a Post-Nuptial agreement. Julie was thoughtful and thorough in gaining an understanding of our specific needs and interests; was effective at translating complex legal-ese into something we understood; and was prompt and efficient in providing the final product. Kelsey supported this process as a legal assistant and was proactively communicative; ensured we had all necessary files, forms, and ephemera necessary to successfully complete what would otherwise be a confusing process. They are an great team and are highly recommended.
Ryan Lam
Ryan Lam
2024-01-11
Julie and her team were great to work with throughout the entire estate planning process. They were very understanding of our goals and always took the time to guide us through the complex information. After sharing my experience with friends and family, I have already had people asking for an introduction to Julie and her team!
Richard Ho
Richard Ho
2023-11-25
Julie handled our estate planning needs very professionally. She has a lot of knowledge and experience and helped us understand the changes to the law that have happened since we last looked at estate planning. She is so calming and very patient to answer questions and make sure we understood everything. Her staff are super helpful and very friendly and accommodating. Highly recommended!